suffered an insurance loss?

At the Law Offices of Michelle C. Le, PLLC we fight insurance companies to protect you from financial disaster.

helping property owners get to the calm after the storm

Insurance claims disputes

Residential and Commercial Insurance Policies 

Have you suffered storm damage (wind, hail, hurricane, tornado, lightening, etc.), a fire, water damage, or other claims on your residential, investment/rental property, or commercial property and are worried that your insurance company is not fairly compensating you? We fight to hold insurance companies accountable for their deceitful tactics to avoid paying out claim benefits owed to you. If you feel you’ve been wrongfully denied, delayed, or underpaid on your property damage claim, please contact us at 210-491-2054 for a free consultation.

At the Law Offices of Michelle C. Le, PLLC we understand the emotional and financial impact that comes after suffering damages to your property.  Insurance companies refusing to honor their commitment by underpaying, delaying, or denying claims creates a heavy burden on policyholders. With 10 years of insurance litigation experience, we are dedicated to helping you navigate through this frustrating and often confusing process and are prepared to fight for the fair compensation you deserve by holding the insurance company accountable for their responsibilities and contractual duties owed to you.


We carefully review your insurance policy to evaluate the coverages available related to your property damages suffered to ensure you receive the full and fair compensation you are owed.  At the Law Offices of Michelle C. Le, PLLC we strive to work closely with each of our clients and communicate with them throughout the legal process to achieve the best outcome for them.

THE STATES WE SERVE

COLORADO

MISSISSIPPI

Do You Really Need an Attorney to Represent you on an Insurance Dispute?

The answer is simply "yes"

  • You need an experienced attorney that thoroughly understands the laws to protect your rights as a consumer. 
  • Insurance policies can be very complex and difficult to understand. Insurance companies bank on you taking their adjustment at face value, but they make a living off denying or lowballing your claim adjustment to preserve their profits. 
  • If you are unsure about what to do in an insurance loss, consulting an attorney can help you navigate your best course of action before moving forward with repairs, hiring other experts, or utilizing other policy processes such as appraisal.
  • If your claim is denied wrongfully and you accept the insurance company’s decision, you are responsible for making necessary repairs to your damaged property. You could be stuck with paying out of pocket for the repairs, and if you don’t properly remediate all damages, it could affect coverage for future losses.
  • It does not cost you anything to consult our firm, and many states allow reasonable and necessary attorney’s fees and litigation costs to be recovered from the insurance company if you prove your case.

Attorney Michelle C. Le

  • Hurricanes and Tropical Storms

    Hurricanes and Tropical Storms are some of the most destructive natural catastrophes impacting policyholders. Is your insurance company giving you the runaround on your hurricane or tropical storm loss?


    Learn more about how we can help you after a hurricane or tropical storm loss.

  • Windstorms

    Windstorms can come in many forms such as straight-line winds, tornadoes, hurricanes, and severe thunderstorms. Insurance companies commonly deny and underpay on legitimate wind damage claims because they either do not understand or they know you may not understand how to identify wind damages.


    Learn more about how we can help you after your wind loss.   

  • Hail

    Hail is very common, especially in areas of the country where severe weather is prevalent. However, it can be complicated to determine. Insurance companies consistently deny coverage for hail losses citing to exclusions such as cosmetic exclusions, foot fall, the hail did not cause direct physical damage because it was too small, the hail strikes are actually weather blisters caused by years of wear and tear, or the hail is too old.


    Click here to learn more on how we can help you. 

  • Water Damage

    Water Damage is a very common type of insurance claim that could result from a sudden and accidental water loss such as a sewer back-up, a pipe burst, a frozen pipe, or an appliance malfunction. Many times, insurance companies claim that the water loss either isn’t a covered event or that the water damage occurred over a long period of time.


    Learn more on how we can help you.  

  • Fire, Lightning and Smoke

    Fire, Lightning and Smoke can be a devastating loss for you or your business. Fire, lightning and smoke claims can become overwhelming, confusing, and complex, especially if you have extensive losses to business or personal property.


    Learn more.

  • Business Interruption

    After a covered loss such as property damage, you may be forced to temporarily shut down your business. Insurance can help cover your operating expenses like revenue, payroll, taxes, loan payments, and mortgage, rent or lease payments. If you have suffered a loss and have been forced to shut down your business related to the loss, and the insurance company is shortchanging or denying your legitimate claims, you need an experienced litigation team who can take on the stress of determining what those losses are.


    Click here to learn more. 

  • Other Losses

    There are many types of losses and additional protections insurance policies cover that you may not realize.


    Click here to learn more.

TYPES OF LOSS


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